Board of Directors
The varied experiences and skills of our board members are crucial for shaping and evaluating our strategy, annual operational plans, and budgets. They also play a vital role in ensuring proper audit functions and legal compliance. Their practical, up-to-date industry experience is essential to our success.
BOARD
John Richardson OAM
Chairman & Non-Executive Director
John Richardson joined the Board as a non-executive director in October 2013 and was appointed as Board Chairman on 1 June 2025. He is the Chairman of the People, Culture and Remuneration Committee and a member of the Audit Committee and Risk and Compliance Committee. John is also the Chairman and a Director of Aioi Nissay Dowa Management New Zealand Ltd.
With over 40 years of experience in the insurance industry, John has held senior positions at Marsh, Guy Carpenter, and various other entities within Marsh McLennan Companies. In June 2014, John was awarded the Order of Australia for his contributions to the insurance industry and the community.
BOARD
Dean Cullen
CEO & Managing Director
Dean Cullen has 30 years of experience in the insurance industry, working across banking, intermediated distribution, and direct-to-consumer insurance models. Before joining Adica, Dean held senior management roles at QBE Insurance, National Australia Bank, and ANZ Bank, where he was responsible for large-scale financial institutions and agency programs in both personal and commercial lines of insurance.
Additionally, Dean serves as the Chair of the Rural Financial Counselling Service Board in Victoria.
BOARD
Toshiaki Miyadera
Executive Director
Toshiaki Miyadera joined the Board as an executive director in April 2023. Toshiaki serves as the Chief Group Executive of Adica and is also a non-executive director of Aioi Nissay Dowa Management New Zealand Ltd.
Toshiaki has been with Aioi Nissay Dowa Insurance Co., Ltd for over 25 years.
BOARD
Kevin Forder
Non-Executive Director
Kevin Forder joined the Board as a non-executive director in July 2009. He is the Chairman of the Audit Committee and Risk and Compliance Committee and a member of the People, Culture and Remuneration Committee.
Kevin is a qualified Chartered Accountant with over 35 years of experience in the general insurance industry. His previous roles include positions at Ernst & Young, Gerling Global Reinsurance Company of Australia, and Littlewoods Services.
Kevin also serves as a director at the insurance advisory and services company Littlewoods Services Pty Ltd.
BOARD
Keiichi Kato
Non-Executive Director
Keiichi Kato joined the Board as a non-executive director in April 2025. He is a member of the People, Culture and Remuneration Committee, Audit Committee and Risk and Compliance Committee.
Kei has over 15 years of progressive experience in insurance and telematics, primarily with Aioi Nissay Dowa Insurance Co., Ltd. His career spans claims, sales, and strategic global leadership, with significant international secondments at Toyota Group entities.
Currently, as Group Leader, America & Oceania Pacific Group, Global Business Department in Tokyo, he provides invaluable international business expertise.
BOARD
Dr. Rachna Gandhi
Non-Executive Director
Dr. Rachna Gandhi joined the Board as a non-executive director in December 2025. She is a member of the People, Culture and Remuneration Committee, Audit Committee and Risk and Compliance Committee.
Rachna is an experienced multi-industry ASX 30 and public sector executive and Board Director, having held various roles across strategy, operations and digital and customer experience transformation.
Rachna also serves as a director at HotDoc Online Pty Ltd and CEW (Chief Executive Women).
Executive Leadership Team
Adica Insurance has seven functions and is led and managed by the CEO & Managing Director.
Finance
Lelani Jayasinghe
Chief Financial Officer
With 20+ years of experience in the insurance industry, Lelani is a strategic and visionary CFO known for making financial decisions that fuel innovation and performance.
Human Resources
Jill Monk
Chief People Officer
With over 30+ years of experience in the Legal and HR industry. Jill has embedded people and culture as a cornerstone of our company and made Adica a safe and welcoming environment for all staff.
Claims & Service
Rick Pograri
Chief Claims & Service Officer
Rick has a wealth of experience in the insurance industry, having managed motor insurance operations and built high performing teams over the past 20 years in large insurance companies like AAMI.
Technology
Daniel McIntosh
Acting Chief Information Officer
Daniel has extensive technology and leadership experience, including tenure at IAG Australia and Suncorp Group.
Actuary & Product
Monica King
Chief Actuary & Products Officer
With 20+ years of experience in general insurance, Monica is a valued member of the ELT and oversees Actuarial, Product Development, Underwriting and Reinsurance.
Monica has held previous tenures at the Guild Group, Ernst & Young, CGU Insurance and Medibank.
Risk & Governance
Andrea Gardiner
Chief Risk Officer & General Counsel
Andrea has over 20 years of experience in the insurance and financial services industry.
She brings significant experience in providing risk, legal, and regulatory advice to the Adica executive and board, helping them successfully navigate complex risk, legal, and compliance obligations.
Strategy & Partnerships
Nick James
Chief Strategy & Partnerships Officer
Nick has worked for over 15 years in the automotive industry, including 10 years at Toyota Motor Corporation Australia.
He has held various roles in automotive distribution, corporate strategy, government affairs
and ESG.